NetFunds
Volcanic sand texture
NetCredit Lending

Need growth capital?

We fund ambitious New Zealand businesses turning over $1M–$30M who need growth capital to expand, acquire, or innovate.

What Makes Us Different

Tailored Lending

No cookie-cutter terms. We design facilities that match your growth plan, not the other way around.

More Than Money

Tap into our strategic advice, governance insights, and nationwide business network.

Long-Term Mindset

We're not transactional. We back businesses we believe in and support them through every stage of growth.

Relationship Driven

We respect your business and your time. Trust is at the core of every loan we make.

Who We Lend To

We work with New Zealand-based businesses generating $1M–$30M+ in annual revenue, led by strong, experienced management teams, seeking $500K–$10M+ in funding for growth, acquisition, or development opportunities.

Established businesses needing growth capital
Businesses with strong cashflow or recurring revenue
Management teams planning acquisitions, expansions, or infrastructure upgrades
Loan Types

Working Capital Loans

Trade finance and invoice funding to smooth cashflow.

Term Debt

For project-based growth, infrastructure investment, or general business expansion.

Forward Revenue Finance

Unlock funding based on recurring or contracted future income.

Business Acquisition Funding

Fund the purchase or merger of a new business or ownership transition.

Fuel your growth with smart, strategic capital.