Capital deployed with
conviction and clarity.

Michael, a founder and investor himself, co-founded NetFunds after 15+ years across K2 Capital, Handsome Group and ANZ bank. He has extensive experience in credit management, large-scale transactions, and building long-term investment platforms. He ensures the team focuses on risk management, performance, and enduring relationships.

Dave, a founder and Oxford graduate in private market valuations, leads our private credit offering with institutional experience in credit analysis, lending structures, and borrower onboarding. Dave's experience as investment director at Newbrook Private Capital & BNZ bank, ensures every deal meets our strict risk and return criteria.

Ben leads our property investments with a strong track record in sourcing, negotiating, and optimising commercial property assets. Ben ensures each property in the portfolio delivers sustainable returns and long-term value.

With a Masters in Engineering, Industrial Management & Physics, James's experience at Newbrook in credit analysis and his time as a lecturer at the University of Canterbury, he brings critical and analytical thinking that drives good decision making across NetFunds.

Richard is a Christchurch-based chartered accountant and company director with more than 35 years' experience across the accounting, finance and investment sectors. He is a Fellow of Chartered Accountants Australia and New Zealand, recognised for his contribution to the profession, which included serving as National President. In 2009, Richard co-founded iQ2 Private Wealth, which merged in 2017 to form Cambridge Partners, an independent financial advisory firm he led as CEO until 2023. He has served, and continues to serve, on many private and not-for-profit boards.

Andy Milne is an experienced banking and finance professional with more than 25 years' experience across commercial banking, lending, credit risk and business development. He currently works in the charitable finance sector, and previously held commercial banking roles with ASB and BNZ. Andy also has extensive governance experience across commercial, education, charitable and social housing organisations. He brings to NetCredit a combination of commercial lending experience, credit judgement and governance perspective, with a strong understanding of the opportunities and risks involved in funding growing New Zealand businesses.